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What is your financial status? (3 Viewers)

meilz92

where are my hair
Joined
Jul 22, 2008
Messages
3,399
Gender
Undisclosed
HSC
2009
Uni Grad
2014
aroniyang= asian 4 sure
 

meilz92

where are my hair
Joined
Jul 22, 2008
Messages
3,399
Gender
Undisclosed
HSC
2009
Uni Grad
2014
age: 17

savings acct: $600
transactions acct: ~$150
wallet: ~$12.85

assets: half of a 2003 mitsubishi magna with slight panel damage (approx $2000)

debt: HECS (will equate to approx $35,000 by end of 2014), $84 parking fine, CTP/rego due in april (approx $800)

job: ~$100 p.w. from work (retail)

overall financial position: screwed
 
Last edited:

Omie Jay

gone
Joined
Nov 8, 2006
Messages
6,673
Location
in my own pants
Gender
Female
HSC
2007
hmm

age: 19 (20 in just under a month)
savings: $1600
wallet: $58.95
assets: nothing
debt: HECS (b. mech eng)
job: not atm, DJ's xmas casual in the last xmas holidays
overall financial position: dependant on parents :)
 

ClockworkSoldier

Clockwork Army
Joined
Sep 4, 2008
Messages
1,899
Location
Melbourne
Gender
Male
HSC
2008
Age: 19.
Savings: Nil. N/A.
Money in bank: $2.48.
Money in wallet: $5.
Loans: FeeHelp debt.
Job: Non-existant, futile, may as well give up.

Yup. I'm below the poor bracket, living off Centrelink. What you see in my bank and wallet is the honest truth, I don't get payed till Wednesday and I have an almost completely empty fridge.

Baked beans till Wednesday. Oh joy.

I have no savings, because I can't get a job. My car (not buying, maintenance and repair), uni expenses and other expenses (private) chewed through roughly $4,000 - $5,000 in three months.

I cannot get a job at all. No-where in my area will employ me and this won't change for at least another five years.

Basically I have no savings... Inevitably I'll starve... Inevitably my car will die due to lack of maintenance, reducing my chances of obtaining a job etc... Why do I have this bad luck? Why does life throw this shit at me 24/7? Why is my life so shit when I see 98% of BOS users getting through life happily? Why have I not been happy for over six months?

I'm about ready to give up.
 
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artist91

Member
Joined
May 18, 2008
Messages
273
Location
Mermaid Beach, QLD/Florida, USA
Gender
Female
HSC
2008
age: 18
bank: 11k + trust fund
wallet: like 23 dollars i think lol
job: coffee shop person, hours vary... it's kind of when ever is good to come in come in type of job lol.
expenses: clothes, makeup, alcohol, petrol
loans: none
assets: car, shares... don't have any property or anything... some of you guys are starting early!
 

Lydia_88

Member
Joined
Jan 21, 2010
Messages
228
Gender
Female
HSC
2006
Update (June 2010) - *is waiting for tax time*....


mine:
Loans - around 30 K in debt by the time i finish...Damn HECS.....

job/s - tutor during term time, admin support during school holidays...
also doing market research surveys / paid experiments for some side cash....

wallet - varies
expenses: I have just contributed to my Superfund...so waiting till tax time for return...
 
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dieburndie

Eat, Sleep, Repeat
Joined
Jun 4, 2006
Messages
971
Gender
Male
HSC
2006
Age: 21
Money in bank: $0.00
Loans: HECS, 18-20k in credit cards and other loans, about 1k owed to others.
Job: Casual. Selling mobile phones (about 8hrs/wk atm)

This is how not to manage your money, kids.
 

William kamel

Member
Joined
Jun 2, 2009
Messages
279
Gender
Male
HSC
2009
Age: 19.
Savings: Nil. N/A.
Money in bank: $2.48.
Money in wallet: $5.
Loans: FeeHelp debt.
Job: Non-existant, futile, may as well give up.

Yup. I'm below the poor bracket, living off Centrelink. What you see in my bank and wallet is the honest truth, I don't get payed till Wednesday and I have an almost completely empty fridge.

Baked beans till Wednesday. Oh joy.

I have no savings, because I can't get a job. My car (not buying, maintenance and repair), uni expenses and other expenses (private) chewed through roughly $4,000 - $5,000 in three months.

I cannot get a job at all. No-where in my area will employ me and this won't change for at least another five years.

Basically I have no savings... Inevitably I'll starve... Inevitably my car will die due to lack of maintenance, reducing my chances of obtaining a job etc... Why do I have this bad luck? Why does life throw this shit at me 24/7? Why is my life so shit when I see 98% of BOS users getting through life happily? Why have I not been happy for over six months?

I'm about ready to give up.
Man I feel sorry for you, I'm in pretty much a similar position but I guess life's not worth giving up on, I mean if your able bodied, nothing is impossible and if u have this motivating quote in ur mind.The only people that'll benefit from it, will be urself and ur future family. So don't give up :)
 

William kamel

Member
Joined
Jun 2, 2009
Messages
279
Gender
Male
HSC
2009
18
About $8,000-$10,000 saved
I worked full time at the Department of Finance for a year. Pretty much how I saved all my money.

Going to uni full time this year so I'll hopefully find a part time job and not eat into my savings
How did u get a job at the Department of Finance?
 

JB10

Member
Joined
Sep 5, 2008
Messages
246
Location
Hurstville
Gender
Male
HSC
2009
Age: 18
Money in Bank: $500
Current Assets: Pretty much nothing!
Loans: I own nothing and I owe nothing.
Job: Video Ezy. About 25 hours a week
 

seremify007

Junior Member
Joined
Apr 29, 2004
Messages
10,059
Location
Sydney, Australia
Gender
Male
HSC
2005
Uni Grad
2009
Age: 22
Money in bank: $xx,xxx
Assets: 2 cars <5 years old each
Loans: HECS, margin facility/investment loans (not included in above money)
Job: F/T work + trading
 
Last edited:
Joined
Mar 30, 2006
Messages
141
Gender
Male
HSC
2006
age: 22
Savings: $700 (+ 2200 in a week and a bit from my bi annual Commonwealth Equity Scholarship)
Assets: $3000 in Scuba Diving Equipment, $3500 in Cycling equipment, $1000 worth of audio stuff, a laptop and a decentish computer (yay government scholarships!).
Debt: HECS
Job: Earn about $4000 over Christmas period, parents give me $500 a month.
 

chelsea girl

everybody knows
Joined
Oct 12, 2006
Messages
617
Gender
Undisclosed
HSC
N/A
Age: 21
Money in bank: $0.00
Loans: HECS, 18-20k in credit cards and other loans, about 1k owed to others.
Job: Casual. Selling mobile phones (about 8hrs/wk atm)

This is how not to manage your money, kids.

haha :(



but you have me, and i am mega rich so we will just live in paradise and snort drugs all day :sun:




but um,

yeah



i have:

- $6400 in my "savings in case i am about to kill myself because life sucks and want to flee to an exciting destination" account
- $100 in my regular account
- no debts (yet)
- like a million books and records and random things that are old and worth decent money (vintage clothes, antique stuff, etc), if that counts as assets?


oh and i own part of an olive farm in turkey.


i probably won't get inheritance and my parents haven't given me a trust fund or put money in shares or anything.
 

tallkid34

In 25 words or less
Joined
Sep 3, 2005
Messages
1,124
Gender
Male
HSC
2006
Age: 20
Money in Bank: $5000
Current Assets: Apart from cash, just my inordinate amount of electronics and video games
Loans: Nothing. No HECS debt for me.
Job: Marketing company. Admin/warehouse person. 3 days a week and full-time during hols.
 

h3da

Member
Joined
Feb 12, 2009
Messages
158
Location
Sydney
Gender
Male
HSC
2006
Age: 21
Savings: $30000
Debt: HECS
Job: full time student and working casual $600+ a week which is roughly 23-24hours (depends on overtime) at tabcorp call centre..
 

seremify007

Junior Member
Joined
Apr 29, 2004
Messages
10,059
Location
Sydney, Australia
Gender
Male
HSC
2005
Uni Grad
2009
Age: 21
Savings: $30000
Debt: HECS
Job: full time student and working casual $600+ a week which is roughly 23-24hours (depends on overtime) at tabcorp call centre..

$600 a week and $30k of savings is pretty good for a 21y/o student! Congrats! Time to start investing IMO :)
 

supercalamari

you've got the love
Joined
Jul 1, 2008
Messages
1,590
Location
Bathtub
Gender
Female
HSC
2010
Age: 17
Savings: $224 in regular savings, $2010 in real savings account
Debt: None (parents are paying HECS)
Job: Student + McDonalds, 16ish hours a week at $12.60 an hour :cool:
 

spence

Active Member
Joined
Mar 9, 2006
Messages
1,640
Location
Sydney
Gender
Male
HSC
2007
Age: 20
Savings: $18000ish + some money from my grandparents, but I'm not sure how much
Debt: HECS
Job: Maccas, about $400 a week
 

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