Yeah, unless I like won the lotto or something sometime this year; then HECs is very good for me. Without it, I'd be struggling to pay the university fees. Even with the money I've saved up now, wouldn't be able to pay for all those fees. O.O Those numbers still scare me. So, YAY.
Isn't it the obvious option for most people? If you're rich, however, and want a large discount on your university fees then either you or your parents can pay for it. The vast majority consume an entire HECS debt though.
unless you have a spare ~$30k lying around, obvs go for hecs.
u dont have to worry about it till you're earning around $40k per year, and even then it's a small amount (i thinmk, idk exactly how much) deducted from your pay.
be smrt with your money and you'll be fine.