So im in a bit of a pickle (1 Viewer)

[Gavvvvvin]

So the other day some guy drove into me, everything was totally his fault.

I was driving an manual but i only have an auto license.

Will the insurance company be able to find out I was driving with the wrong license? What will they do if they find out i have the wrong license?

 

[go_swans]

So the other day some guy drove into me, everything was totally his fault.

I was driving an manual but i only have an auto license.

Will the insurance company be able to find out I was driving with the wrong license? What will they do if they find out i have the wrong license?

umm. yes. all they need to do is look at ur licence, and then the car, and find out u were technically driving without a licence. id be suprised if ur insurance company pays. Maybe u can say someone else was driving?

 

[7th Sign]

driving on manule with auto licence the insurance company will not give you a dime

was it taken down ????

you might not get a cent.

insurance companies are like vulchers for finding anything to get out of paying

 

[Gavvvvvin]

so if they do find out i have the wrong license...are they gonna like tell the rta that or sumthin

 

[7th Sign]

so if they do find out i have the wrong license...are they gonna like tell the rta that or sumthin

did the police take down your info?

They could be ruthless and give you a fine in the mail, itslike 100 bucks or something, will probly loose 1 or 2 points aswell. But iof they didnt say any thing at the time you should be cool..

 

[go_swans]

so if they do find out i have the wrong license...are they gonna like tell the rta that or sumthin

most likely. although the cops usually do that. did the police not come to the accident?

 

[Gavvvvvin]

No the police werent involved...

 

[loquasagacious]

Do you know whether the insurer actually has the cars auto/manual-ness on file?

Personally I'm doubting they check your licence to see if you can drive manual (in fact I'm not sure if they would have the access to do so - well not without a FoI application).

 

[Gavvvvvin]

Im certain they they dont have my autoness on file...is this soemthing they will check in their process though?

 

[seremify007]

If you did the test in auto your license should say it somewhere... the only time it doesn't matter is when you've reached Green P's (i think) under the current system... but wasn't there plans to change it so once an auto-license, always an auto-license? (not sure if that change happened yet).

 

[CieL]

If you did the test in auto your license should say it somewhere...

Yep, under "conditions" (A) = auto only

 

[funniboi]

Yep, under "conditions" (A) = auto only

so the other guy was at fault, his insurance company pays for it..

not urs ?


but if they ask, and your are a nominated driver .. nothin will happen.

just bullshit and say you was learning manual or someshit, and that you had a full licence person sitting passenger seat. blahblah. and that you wanted to do your p's test again and get manual p's...

 

[nwatts]

so the other guy was at fault, his insurance company pays for it..

not urs ?


but if they ask, and your are a nominated driver .. nothin will happen.

just bullshit and say you was learning manual or someshit, and that you had a full licence person sitting passenger seat. blahblah. and that you wanted to do your p's test again and get manual p's...

Then they'd ask why you didn't have your L plates on.

Either way, insurance companies are bastards, I doubt you'll get your money.

 

[funniboi]

Then they'd ask why you didn't have your L plates on.

Either way, insurance companies are bastards, I doubt you'll get your money.

my friend got some money, when he writeoff his s2k, from the insurance company

in the insurance policy , it said that all claims are void if the car has any aftermarket mods done to it,
and his car had quiet a few aftermarket mods, including coldair intake, headers, etc.. but he still got his money. even tho he was speeding as well.

the guy mentioned this to him and said that he had a low chance of getting anything, but he got his money.

dunno how he did it tho.

so you never know, they might just actually pay

 

[nwatts]

my friend got some money, when he writeoff his s2k, from the insurance company

in the insurance policy , it said that all claims are void if the car has any aftermarket mods done to it,
and his car had quiet a few aftermarket mods, including coldair intake, headers, etc.. but he still got his money. even tho he was speeding as well.

the guy mentioned this to him and said that he had a low chance of getting anything, but he got his money.

dunno how he did it tho.

so you never know, they might just actually pay

That has to be the first story of generosity on an insurance company's part I’ve ever heard.

Good sign though.