You can probably get away with just MYOB which is available in a test drive version for student use. If you are afraid of work experience now, what good will it do you to have a qualification up your sleeve if you can't deal with difficult situations - but no, no work experience required. It's a great way though to network as soooo much of the job market is not advertised. Might even land a cadetship where they will pay you to train (and work).
You can also do it through
www.oten.edu.au by distance (or co-enrol as it is a TAFE too) if you are worried about group assignments (unlikely but up to your teachers to decide) and the classroom experience.