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HISA (ubank, ing, boq etc) -> short term, no risk, lower returns (interest rates are pretty high atm so not too bad returns) ETFs -> medium term, medium risk, higher returns IF you invest very diversified Individual stocks/small etfs/daytrading -> 💀 Super -> highest returns because of tax...

ask your teachers for them, a lot of the time they’ll have all of them and be willing to give them to you. sometimes you can find them on discord and stuff like that as well

they’re fun subjects and if ur sorta stem oriented they’re the ones that make the most sense and you’ll prob enjoy the most

it’s still copyrighted after the security period ends so the mods won’t let you share it publicly

yeah I feel like people underestimate how much soft skills from work make a difference especially with stuff like retail

probably believe in God too

trolling or what there will most likely be more b6s if there’s accel kids, they’re adding a new pool of kids in the year below without removing anyone from your yeargroup so should add at least like 10-20 b6s

I think that “rural” should be discriminated more, there is a big difference in disadvantage between someone coming from Wilcania and someone coming from Dubbo

if you don’t realise that some people from rich private schools are knobs then you’re one of them :) i didn’t mean it overly negative though just a comment

ive been around it with some friends before, it seems pretty nice and they say its a good place to live. definitely a sorta rich private school vibe to it but its pretty good for making friends and that sorta thing, and obviously super convenient and close to the uni

anything mining

I feel like IV would scale/align a bit worse

there isn’t any publicly available alignment data on investigating science as far as i know, so its impossible to know

if you are applying for a penultimate internship, apply when you are graduating next year. if you are applying for a final year student internship, apply when you are graduating this year. this includes if you are graduating in term 2 or wtv (you might be able to get away with penultimate early...

final year = I will graduate this year penultimate = I will graduate next year

yeah it’s def not excessive work even for a 90 wam but nonetheless you’re still going through 3 exam periods and whole terms where realistically you probably didn’t study enough during the term versus 2 at usyd, even if u have less subjects it’s still a lot. also they have short breaks at...

imagine going through 3 hsc exam periods in a year

depends a lot on your degree, social life and mark goals. if u minimised all of those you could probably work full time, but you’ll be miserable, whereas if u want to have a good social life and hd marks in a stem degree I wouldn’t work more than 10 hours a week

your school will probably try to threaten you with a requirement but they don’t really actually follow through

at usyd at least for the b sci/m maths you reduce the bsc base requirements I think but also the bsc requirements are pretty tokenistic anyway it’s just 2 maths units and 2 non-maths science units including majors. you also save half a year on the masters though