It's harder to transfer out of a scholarship course right? (you have to pay back all the money right?).
I knew a girl who transfered into new course 4.5 years after she started her course. she was only half a year from finishing her degree!! that's so much time and money wasted. But she didn't like the current degree so that's why :/
That's really, really silly. She should have finished that degree and just done another one! Or done masters! That's such a lot of time to waste.
As for scholarship, no I don't think it works that way! I've never heard of people having to pay back a scholarship. I guess it depends on the terms of the scholarship but I think that it's pretty rare.
As for transferring more than once, yes it's absolutely fine, though I guess less people do it because I suppose once you've made one mistake (or weren't accepted into what you wanted straight away, etc) you have a pretty clear idea about what you want to head to after you've studied for a year. So for most people one transfer is normally enough. With me though, last year I did a b Arts (adv) which I didn't like, this year I tried out for a b Design but I didn't get in, so I'm doing a b Psychology instead. I'm not sure if I'll want to try out again for a b Design next year. If I do, that will have been my second transfer, but some of my subjects will credit over. It's annoying, and time wasting (though I am on a scholarship), but if you're not happy with what you're doing, another year extra isn't that much when it will affect such a large part of your life for many years.